Veritas as an
Enabler of Dreams
Since our inception in 2015, we have focused on addressing the evolving financial needs of India's Micro, Small and Medium Enterprises (MSMEs), particularly across underserved and rural markets. Anchored in our purpose of empowering rural India, we are committed to advancing financial inclusion by reaching segments at the lower end of the socio-economic spectrum, unlocking opportunities where access to formal credit has traditionally been limited.

A Year of Empowering Dreams
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Insights & Reflections

The Opportunity Before Us
"Access to credit has always been one of the most powerful drivers of economic progress. And Finance a powerful lever for Reforms. Businesses invest, households create assets and communities prosper when capital reaches productive hands. When Finance touches millions of lives, transformation happens. Yet across large parts of India, millions of entrepreneurs continue to operate with limited access to formal finance despite contributing meaningfully to local economies. This gap represents one of India’s largest opportunities. It is also the reason Veritas was founded."

Empowering Dreams Across India
"As I write this letter, I am reminded that while eleven years have passed since our journey began, the purpose that inspired our founding remains as relevant and compelling as ever. When we started in 2015, we were guided by a simple yet powerful conviction: that millions of micro-entrepreneurs, small traders and self-employed individuals across rural and semi-urban India deserved access to formal credit and the opportunity to participate more fully in the country’s growth story."
Guided by a Distinguished Board

Raj Vikash Verma
Chairman and Non-Executive Independent Director

D. Arulmany
Managing Director & CEO

Mathew Joseph
Non-Executive Independent Director

Sankarson Banerjee
Non-Executive Independent Director

Dr. Susan Thomas
Non-Executive Independent Director

Priyamvada Ramkumar
Non-Executive Nominee Director, Lok Capital Growth Fund

Parin Nalin Mehta
Non-Executive Nominee Director, Kedaara Capital Fund II LLP

Sudhir Narayanankutty Variyar
Non-executive Nominee Director, Multiples Private Equity Fund III

Suresh Subramanian
Executive Independent Director
Financing the Journey of a
Million Dreams

Rural Business Loans
Supporting rural businesses and self-employed individuals with accessible small business and home construction loans.
- 4 to 7 years tenure
- Secured loans
- Rural & semi-urban focus
- No prior credit history needed

